At Leasing One Corporation we collect nonpublic personal information from many sources.  Nonpublic personal information does not include information available from government records, widely distributed media, or government-mandated disclosures.  We will limit the use and collection of information about our customers to that which is necessary to administer our business, provide service, and offer opportunities that we think will be of interest to our customers.  We collect nonpublic personal information from:

• Applications, financial statements, tax returns, and other forms

• Consumer Reporting Agencies,

• Transactions with us, our affiliates, and others,

• Verification of employment and other references provided by the customer.

We have established procedures to ensure that financial information is accurate, current, and complete in keeping with reasonable commercial standards.  We also pledge to respond to requests to correct any inaccurate information in a timely manner.

Leasing One Corporation does not now, nor intend in the future, to disclose nonpublic personal information to any nonaffiliated third parties except as allowed by law. Examples of such allowable situations are as follows:

To companies who perform transaction processing for our bank:

• If the transaction, service, or product is requested by our customer,

• To maintain or service our customer’s account as part of a private label credit card or other loan extension program,

• In connection with securing a transaction, secondary market sale, (including servicing rights), or similar transaction related to a consumer.

Disclosures that are necessary to enforce our bank’s legal or contractual rights or any other person’s rights who is engaged in the financial transaction,

Disclosures required in the ordinary course of banking business, such as settlement of claims or benefits, providing confirmation of information to the consumer or his agent, and to bill, process, or clear items in the normal course of business,  

• To provide information to agencies that are rating the bank, persons that are assessing the bank’s compliance with industry standards, and the bank’s attorneys, accountants and auditors,

• To the extent permissible under the Right to Financial Privacy Act,

• To a consumer reporting agency under the Fair Credit Reporting Act,

• To comply with federal, state, or local laws, rules and other applicable legal requirements.

At Leasing One Corporation we protect consumer privacy by ensuring that only employees who have a business reason for knowing information have access to it. All employees have a copy of this policy and are trained at least annually regarding the importance of safeguarding customer information.

If you have additional questions regarding the privacy of your personal information, contact us at (800)-928-2267.

Disclaimer

Although every attempt has been made to ensure the reliability of all information contained herein, some inaccuracies may exist.  For this reason, Leasing One Corporation does not certify the accuracy of any of the reported data and expressly disclaims all liability to persons who access this site.  This web site may link to external web sites for your convenience.  This is for informational purposes only.  Linked sites are not under the control of Leasing One Corporation and thus we are not responsible for the contents of these sites.  Further, the act of linking to other external sites is not an endorsement of these sites by Leasing One Corporation.